Legal
Terms of use
The ground rules for this website, including what a request submitted here does and does not do.
Last updated October 26, 2026
Using this site
By using this website you agree to these terms. If you do not agree with them, please do not use the site.
This site is not medical advice
Everything published here is general information. It is not a diagnosis, not a prescription, and not a substitute for speaking to a pharmacist or your prescriber about your own situation.
If you think you are having a medical emergency, call 911.
Requests submitted through this site
Submitting a refill, transfer or appointment request starts the process, but it does not complete it. A prescription is only ready once we confirm it is ready.
We may need to contact you, your prescriber or your previous pharmacy before a request can be filled, and some requests cannot be filled at all.
Accuracy
We keep our hours, services and other details as current as we can, but they can change. Call the pharmacy if something matters to your plans that day.
Insurance and pricing
Coverage is decided by your insurer, not by us. Any price we quote is an estimate, and your actual cost depends on your plan, your deductible and the price at the time of your fill.
We accept most insurance plans, but we are not in-network with Humana or FLBC plans at this time.
Links to other sites
When we link to other sites, such as Google Maps, an app store or a social media account, those sites have their own terms and privacy policies, and we are not responsible for them.
Limitation of liability
To the extent the law allows, Bay Rx Pharmacy is not liable for loss arising from use of this website. Nothing here limits liability that cannot be limited by law.
Governing law
These terms are governed by the laws of the State of Florida.
Contact us
Questions about these terms: Bay Rx Pharmacy, 7099 W Highway 98, Panama City Beach, FL 32407. Phone (850) 258-8462.